About Us

Who are Palani & Associates?

Based in Adelaide's Eastern Suburbs, the Beulah Park Firm consists of Ramiah Palani as Director whose CPA accredited, and two Employees Arjun Palani and Karthik Vijeyaraghavan. The Firm are Authorised Representatives of InterPrac Financial Planning, which allows us to provide comprehensive Financial Planning advice to benefit all our clients. Furthermore, Arjun Palani is a Credit Representative of Finconnect Australia Pty Ltd, hence additionally brings Mortgage Broking services to the firm.

We offer a high level of personal service to our clients. Our clients are the most important asset of our firm and we provide the best possible strategies and advice to meet their needs, goals and objectives. By offering the complete financial solution, we can take care of all your financial needs in-house.


Ramiah Palani CPA (ramiah@palani.com.au)

Ramiah has been in the Accounting Profession since 1972 and migrated from India in 1983. He is an Associate Member of The Institute of Chartered Accountants of India and an Associate Member of The Indian Institute of Bankers. Of his eleven years of experience in India, Ramiah worked for five years with Fraser & Ross, a British firm of Chartered Accountants in India. The following six years he worked with Bank of Baroda, Mumbai and Chennai, as Loans officer and Inspection officer. In Australia, Ramiah worked as an Accountant for Lightburn & Co. Ltd (three years) and the then Faulding & Co. Ltd (six years) before commencing Public Practice in 1993.

Ramiah completed his Bachelor of Business (Accounting) at the then South Australian College of Advanced Education (now UniSA) in 1987. He has been a member of CPA Australia since June 1987, and has been a registered tax agent since April 1988. Ramiah has also been a licensed Financial Planner since 1994 providing ongoing strategies to ensure clients sound financial health.

Ramiah is married and has two lovely children. He enjoys all sports, especially cricket. Ramiah was an honorary treasurer for three years at both Indian Australian Association of SA and Hindu Society of SA. He enjoys doing community services and loves travelling.


Arjun Palani (arjun@palani.com.au)

Master of Finance (University of Adelaide); Financial Planner (AFP); Certificate IV in Mortgage Broking (Kaplan); Bachelor of Mechanical Engineering (University of Adelaide).

Arjun joined the firm in September, 2014 and has completed all requirements to become a Financial Planner and Authorised Representative of InterPrac Financial Planning. He is also a member of the Financial Planning Association (FPA), and is working towards attaining his own Tax Agent licence. Furthermore, Arjun is a Mortgage Broker & Credit Representative of Finconnect Australia and is hence ready to advise the best strategy and product for your next loan.

Arjun previously worked as an Equity Analyst at Adelaide based stockbrokers, Taylor Collison. He is an avid follower of cricket & AFL, and enjoys travelling & meeting new people.


Karthik Vijeyaraghavan (karthik@palani.com.au)

Graduate Cert in Professional Accounting (RMIT); Master of Telecommunication Engineering (UniSA) 

Karthik joined the firm in August, 2015. His duties within the firm incorporate all aspects of Accounting, Taxation & Bookkeeping. He is certified in MYOB, XERO, Reckon & QuickBooks software. Furthermore, he completed his studies in 2016 to become a licensed BAS Agent. In his spare time he enjoys Photography and Travel.

Ramiah & Arjun provided effective independent financial planning advice to enhance my insurance position. This was important as a mother of three, where I can rest peacefully knowing both my family's well-being and that I have the best value insurance solution to suit my needs and complement existing cover already in place.

- Sarah Falcione

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